A SAMA-ready lending platform launched in 11 weeks
We built a digital consumer-lending platform — onboarding, KYC, underwriting and servicing — aligned with SAMA expectations and live in under three months.
The challenge
A newly licensed finance company needed to launch a compliant digital lending product before its competitors, but had no engineering team and a hard regulatory deadline.
Our approach
We assembled a dedicated squad, designed an event-driven core, and used AI to draft underwriting rules, generate test coverage and accelerate the KYC integration with Nafath and SIMAH. Every release passed automated compliance checks.
The outcome
Tamweel went live in 11 weeks, processed its first 5,000 applications within a month, and kept underwriting decisions under two minutes end-to-end.
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